228 loan - An Overview
228 loan - An Overview
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suggests any corporation that controls, is controlled by, or is underneath popular Regulate with A further business. The term “control” has the this means specified to that phrase in twelve U.
A financial institution must make available to the general public for inspection, upon ask for and at no cost, the knowledge expected With this section as follows:
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Factors viewed as in assessing the impact and responsiveness of a lender's community enhancement loans, Neighborhood progress investments, and Group development companies contain, but aren't limited to, whether or not the Neighborhood advancement loan, Neighborhood enhancement expense, or Group enhancement assistance:
) Precise information about the dollar amount of the Neighborhood enhancement loan or community advancement investment that was allotted to every county served because of the loan or investment, if offered.
The Board considers the weighted ordinary in the general performance scores equivalent to the lender's Group Improvement Financing Take a look at conclusions for its facility-based assessment places in the Point out, pursuant to portion IV of appendix B to this component.
스팸 게시물이 확대 생성되는 것을 방지하기 위하여 문구 및 사용 제한기간을
(ii) In line with paragraph (g) of this segment, a lender's program could incorporate optional analysis elements or qualified modifications and additions into the performance exams that will utilize inside the absence of the permitted plan.
means a loan to a number of men and women for home, family, or other particular expenditures Which is without doubt one of the pursuing varieties of loans:
(ii) As soon as the lender has developed its Preliminary draft prepare, formally solicit community touch upon the First draft approach for a minimum of sixty times by:
The Board evaluates the document of the intermediate financial institution, or a little financial institution that opts to become evaluated underneath the Retail Lending Examination, of helping website to meet up with the credit requires of its total community in its outside the house retail lending spot pursuant to § 228.22, for a particular calendar 12 months, if:
(three) The quantity of lenders whose property home finance loan loans, multifamily loans, modest organization loans, and small farm loans and deposits data are made use of to ascertain the applicable Retail Lending Quantity Threshold, geographic distribution industry benchmarks, and borrower distribution marketplace benchmarks;
The Board considers The supply of distant service services in the next geographic spots:
The lender will supply you with a document that outlines most of the conditions from the loan remaining supplied. The knowledge delivered will contain the premiums and fees that you will be answerable for.